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Analyzing the Statistical Impact of Financing Small-Scale Projects in the Kingdom of Saudi Arabia on Unemployment Reduction: A Comprehensive Case Study |
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PP: 123-134 |
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doi:10.18576/jsap/140110
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Author(s) |
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Abubakr Abdalla Suliman Eltayeb,
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Abstract |
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| In this paper, we examine the Small-scale projects, which are considered one of the most crucial elements in
reducing unemployment and poverty worldwide, constituting the highest percentage among all economic project types regardless of size. This study aims to investigate the significance of small-scale projects and identify the primary obstacles encountered by their owners in obtaining required financing, as well as the most significant obstacles to financing such projects. This objective is achieved through a field study conducted on a sample of small project owners in the Kingdom of Saudi Arabia, with analysis of 100 questionnaires. The analysis yielded a set of findings, the most important of which indicate a statistically significant correlation between the size of financing for small projects and the required procedures for obtaining it, as well as a relationship between the risks facing small projects and the administrative obstacles they encounter, including the impact of planning on project failure. Based on the studys results, the researcher recommends focusing on small-scale projects and government financing to provide ample opportunities for the labor market. Banks should facilitate financing for small projects to streamline their operations. Additionally, the study suggests raising awareness of the importance of financial organization for small and medium enterprises and establishing independent
entities dedicated to them.
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